mortgage

mortgage

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  1. L

    Losing homes from rent increase or Mortgage hikes ?

    THis has become a daily conversation ..... Not that it truly worries me .But Jesus , we know more than 20 people that really could be homeless this time next year .Fixed rates from £1100 a month now been told to expect £2k . Ok, some have been silly and over cooked their finances etc etc .And...
  2. L

    Mortgage Rates.... There are going to be some serious tears.

    Imagine you are 48 hours from completing and this happens ? :-( Anyone coming away from a fixed term and cannot afford a 3%and maybe more increase might be seriously worried about losing their home . Its getting ugly
  3. Lou

    I rent my home, so I can't get a mortgage break - what can I do?

    I rent my home, so I can't get a mortgage break - what can I do? I wonder. Please discuss.
  4. Lou

    Can I get a mortgage break during Coronavirus outbreak?

    Can I get a mortgage break during Coronavirus outbreak? Apparently some people can, discuss.
  5. B

    electrician he refused to come and fix the fan extractors & certificate for rewiring of the

    The electrician that renovated my house mortgage rewiring of the whole house (3 bedrooms semi detached) have refused to come complete the work (fan extractors uncompleted ) and the certificate for heating system inclusive of new boiler fixed. He says it takes 8 weeks for it to come through the...
  6. bcm_spark

    Mortgage

    Evening all, just wondered if there are any contractors here who have recently got a mortgage and who they are with and any issues etc. Just been turned down by Post Office as I've only been using my ltd company on and off for past few years rather than 3 straight years. Nevermind that I can...
  7. rolyberkin

    Second Mortgage Required

    Is it me or is there a steep financial burden as well as time and effort for this old electrical lark:-) I have spent this evening looking for an earth resistance tester will probably cost me £200, £250 this week for public liabilities insurance, £240 for van insurance, £1800 on buying a van...
  8. C

    Getting a mortgage as a self employed domestic electrician.

    Hi people, Firstly, I hope this isn't a duplicate topic but I did have look through previous post and could find what I was after. I'm looking to change careers from being an administrator in the motor trade (boring) to becoming a self employed domestic electrician (well eventually). What...
  9. C

    Mortgage Company Notification HELP !!

    Hi Guys, Ive had a strange one today that ive never come across. Just going to install a PV system and the customer has been told that she she needs to pre notify the solar panels before the panels are installed to request the mortgage companies permission? They said that they will have to...
  10. B

    Mortgage Valuation - Pass or major Fail??

    Hi, I'm looking for a bit of advice please about this electrical installation in a big old (100 year old) house I wish to purchase. Not sure if anyone would be able to tell from this photo but does it indicate to anyone whether it would pass or majorly fail a mortgage valuation on the property...
  11. W

    mortgage retention advice for current installation upgrade

    Hi guys, i need to carry some work out to get my house to pass its mortgage retention, i had a mate from napit come round and do a electrical installation inspection condition report, as one of the retention on my mortgage is due to the old electrical installation. at the moment there is a 15...
  12. 2

    No help with mortgage when your on the dole !

    Dont want to be a hypocrite as i have a mortgage myself but just want first time buyers to be aware that if your ever out of work you wont get any help from dhss until youve been unemployed for 3 months and even then they will only pay 3% of your interest rate and nothing off the capital...
  13. K

    First time buyer mortgage help

    Me and the mrs are looking at buying our first home ( a repossession ). The estate agents are saying we need to see their in-house 'independent' mortgage advisor before we make an offer for the property. I think this is bull and they're stringing us on to gain some commission for themselves. Am...
  14. R

    Mortgage Help

    Hello chaps Im in the throws of trying to remortgage my house,the last time i remortgaged i was cards in with a firm for years,now the credit crunch is biting us i have had to do subby work.I have spoke to some mortgage brokers and they are saying i will have to have 3 years accounts to get a...
  15. J

    Self-employed can set mortgage costs against tax, says HMRC

    Self-employed can set mortgage costs against tax, says HMRC - Business News, Business - The Independent does anyone do this?

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