THis has become a daily conversation ..... Not that it truly worries me .But Jesus , we know more than 20 people that really could be homeless this time next year .Fixed rates from £1100 a month now been told to expect £2k . Ok, some have been silly and over cooked their finances etc etc .And...
Imagine you are 48 hours from completing and this happens ? :-( Anyone coming away from a fixed term and cannot afford a 3%and maybe more increase might be seriously worried about losing their home . Its getting ugly
The electrician that renovated my house mortgage rewiring of the whole house (3 bedrooms semi detached) have refused to come complete the work (fan extractors uncompleted ) and the certificate for heating system inclusive of new boiler fixed. He says it takes 8 weeks for it to come through the...
Evening all, just wondered if there are any contractors here who have recently got a mortgage and who they are with and any issues etc.
Just been turned down by Post Office as I've only been using my ltd company on and off for past few years rather than 3 straight years. Nevermind that I can...
Hi people,
Firstly, I hope this isn't a duplicate topic but I did have look through previous post and could find what I was after.
I'm looking to change careers from being an administrator in the motor trade (boring) to becoming a self employed domestic electrician (well eventually).
What...
Hi Guys,
Ive had a strange one today that ive never come across. Just going to install a PV system and the customer has been told that she she needs to pre notify the solar panels before the panels are installed to request the mortgage companies permission? They said that they will have to...
Hi,
I'm looking for a bit of advice please about this electrical installation in a big old (100 year old) house I wish to purchase. Not sure if anyone would be able to tell from this photo but does it indicate to anyone whether it would pass or majorly fail a mortgage valuation on the property...
Hi guys,
i need to carry some work out to get my house to pass its mortgage retention, i had a mate from napit come round and do a electrical installation inspection condition report, as one of the retention on my mortgage is due to the old electrical installation. at the moment there is a 15...
Dont want to be a hypocrite as i have a mortgage myself but just want first time buyers to be aware that if your ever out of work you wont get any help from dhss until youve been unemployed for 3 months and even then they will only pay 3% of your interest rate and nothing off the capital...
Me and the mrs are looking at buying our first home ( a repossession ). The estate agents are saying we need to see their in-house 'independent' mortgage advisor before we make an offer for the property. I think this is bull and they're stringing us on to gain some commission for themselves. Am...
Hello chaps
Im in the throws of trying to remortgage my house,the last time i remortgaged i was cards in with a firm for years,now the credit crunch is biting us i have had to do subby work.I have spoke to some mortgage brokers and they are saying i will have to have 3 years accounts to get a...
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