Ha! Yes, correct of course, but you know that's not what I meant.
And sure, I once fused 0.5mm at 200A. For indicator lights in a main incomer switch panel. But I wouldn't use 0.5mm for 200A distribution, even if the budget was tight.
In the very specific case of a short spur or two, you are absolutely right in that the risk really is only theoretical, as no sensible person plugs two 3kW fires into the same double socket, or even in the same room. The radiated heat alone would set the curtains on fire before they needed to worry about the wiring.
My example was ill thought-out. How about a 3kW fire, a 1.5kW washing machine, a 1.5kW dishwasher, then a 1.5kW kettle on a broken long ring buried in insulation? Unlikely, but not impossible. And if it's said that such loads are very rare in practice, then why do we need 32A anyway?
I don't disagree that with quality modern cable, it would probably be OK for years. But I still say that any design which may need to take advantage of over-cautious specs and luck, is bad design!