Car insurance for young drivers

[Octopus]

My son, who is just 19 has just received his insurance renewal and its £524

Not bad I think, but as he's shortly to start a full time job/ apprenticeship I told him to make sure they knew about his change of status from "student" to "apprentice" and he also needs a higher mileage too due to the commuting....

His current insurer won't touch him as they have an annual limit of 10K miles and he needs 12K

So far the cheapest is £825 - ouch

This was obtained using go-compare

I believe he's used another site and got similar prices

Anyone got any helpful suggestions?

Thanks

 

[buzzlightyear]

try be wiser insurance they are brokers .

 

[MJPD29]

On me axa directly, seem to be the best for young drivers Nd cuts out the bit added on by go compare and other websites. Just tell them what it was and see if they can't beat it they always do on my experience

 

[buzzlightyear]

been with them for years and always get cover with RAC has well

 

[buzzlightyear]

be wiser will compare the best prices for your son needs.
does he own is own car ?

 

[Gavin John Hyde]

consider one of them black boxes to get the quote down, they send emails reminding you to drive safe etc etc.. but quote stays same for year, the box is used to determine renewal price but at least if you have no accidents then you still get a years no claims for elsewhere.

go via a cashback site too, even if you only get £25 back it still counts.

Also if you keep entering the same details and reg number on these sites its logged and they recognise that and the prices reflect it, also for some reason insurance is cheaper to buy during the day time mid week. the system ups price in evenings and weekends! its a fact.. as hard as that is to believe....

Could start policy on say 10k miles and if towards end of year say month 10 hes getting close ring them to up the policy to 12k miles, chances are they will turn around and offer a new 12 month one at new premium, worse case they will increase premium for the last 2 months. also he would have say an extra 10 months no claims to add to it. could also increase the excess by 100 quid. sometimes makes a difference.

edit:
Also forgot to add, why not consider adding yourself onto his policy as a named 2nd driver... he stays the main one but even if you only drove it once to the shops it counts... it could bring the quote down a lot assuming you dont have loads of points or lack of no claims. I got added onto my sisters car as a named driver as her quotes were quite steep and it took her premiums down by 180 quid!!

 

[telectrix]

tesco are doing competitive quotes for young drivers.

 

[Squid]

£825 for a 19 year old in this day and age is cheap......... what car is it?

Drill on reverse........... ;o)))))))

 

[Joshua]

I got quoted £1800 for my first year. . But I did live in the ghetto so probably explains it.

 

[Octopus]

£825 for a 19 year old in this day and age is cheap......... what car is it?

Drill on reverse........... ;o)))))))

2006 ford fiesta 1.25

 

[telectrix]

keep to the 10,000 miles. diss the speedo cable for a few thou.

 

[Squid]

2006 ford fiesta 1.25

So speedo cable not electronic, you need to play the game........

 

[Squid]

I got quoted £1800 for my first year. . But I did live in the ghetto so probably explains it.

Braintree?

 

[telectrix]

Braintree?

nope, just essex.

 

[Octopus]

be wiser will compare the best prices for your son needs.
does he own is own car ?

we paid for it.

The insurance quotes include both of us and yes with a box keeps the price down