were talking electronics now, but the principle of NO and NC, which as you know as you have stated that already, a coil on a relay when activated will make the contact between NO and common connect and the connection between NC and common will be broken on energisation, when no electricity is evident on a coil the connection between NC and common is there, but not between NO and common, the same is apparent on central heating, it is just a matter of knowing what system your dealing with and how the valve is supposed to work, once you know how the valve works to make either water or heating or both work you can work out the NO or NC connections surely. the programmer will be NO on all connections until one is switched on, however on some systems once the water is energised the heating will switch off and water will take priority.