New start up requires van

[BeatoX]

hey guys i worked for a big company for a number of months then recently they asked me if i would consider going self employed and working on a price so on monday i started my 1st day as my own boss i am now registered with the inland revenue and just waiting on my UTR number coming thru

now what i need to know is i need a van and i have found a nice transit connect from a dealer just down the road but i dont have the 4 grand to buy it out right so i am looking to get it on fiance how likely is the fact i am a new start up to effect the hp application??

 

[telectrix]

shouldn't be a problem. they will check your credit rating. that's all they go on. good rating = accepted. however, check with your bank for a personal loan, might be cheaper.

 

[BeatoX]

got a interview with the bank business manager next week mate gonna see if i can get a small business loan as all i really need is a van i have all my tools, a uniform and the work is there all being well so fingers crossed

 

[rocker]

The question I'd be asking myself is: Do I need a 4 grand van?

 

[IQ Electrical]

As a sole-trader, you retain the debt on any finance etc that you seek, unlike a limited company where the company retains the debt.

The only problem you may encounter is proof of earnings because you won't have any yet from your new venture.

 

[telectrix]

might be a good idea to buy a cheap but tidy older van for under a grand, then go for newer one once established

 

[SirKit Breaker]

I paid £2850 for my connect 2 years ago. its in top condition, not bad on the miles, 2004 "53" redg, but be careful DONT get the 75PS engined 1.8TDDi, they are slow as i found out. Go for the 90PS 1.8TDCi engine, and stay away from the bottom spec model, get at least the L or LX and side loading door is a must.

Cheers.............Howard

 

[High Tower]

I got a 2004 fiat scudo, only cost me £2500 so it was ideal, I would have gone for a transit if it wasn't for the fact that it was so cheap.

I'd deffo recommend a slightly larger van of this size over say a berlingo or astra van as the little bit of extra space is well worth it

 

[Amp David]

Berlingos are to small. I made that mistake. It was only cheap at 1800 quid though and is in damn good condition

 

[miner69er]

got a vauxhall combo 2005 in top condition ex bt van cost £4000 a couple of years ago and i'm starting to find it a bit small now, could do with a vivaro or renault traffic (i know... it's the same as a vivaro with a frog on the front!!) but a combo is an ideal startup van. the 1.3cdti is a little slow but returns a constant 48mpg.

 

[chrisgc]

I am looking at getting a vehicle which can load from the back and has side loading - get this - on both sides. Oh and I will be able to fit the kids in too.

I am going to be getting an estate car lol - only something around a grand - maybe a mondeo or laguna estate (only as they look like a company reps car) and get it sign written.

On a serious note though it will be cheaper than a van for the time being and only when things pick up would i start to look at small van.

Try not running before you can walk.

Good luck though with whatever you decide to do and hope it all works out for you.

 

[J@mes]

I am also getting an estate car - 406 HDi, huge inside, I know peugeots very well and have plenty of faith in them (had 5 of them before) and they can be had in great condition with high miles for £1K!

Black the windows out and its a van anyway!

 

[BeatoX]

i was thinking along the lines of a combo or a connect as i dont really need a big van but the reason looking around the 4000 market is cause i dont want to spend say 800 on a van thats been around the wolrd then pump another 1000 into it to keep it running i figure a good 55 plate with low miles will last a number of years

 

[drywax]

I've just put a deposit on a peogeut partner like the citroen dispacth side loading both sides, 3 seats all electric inc windows and I've just applied for a tesco credit card which gives you as far as I can see in the T's and c's £2500 @ 0% for 13 months which I'll probably have paid off by then

 

[Guest123]

These are really good....

RENAULT MASTER SL33 DCI 100 VAN 05 REG 45K BRITISH GAS on eBay (end time 16-Nov-10 14:02:41 GMT)