I don't know if I can express this properly, but I'll have a go....
We are going back 25 years, but before I properly trained I fiddled with electrics a lot, I got an appreciation for current carrying capacity of cables and appropriate upstream protection, matched cable size to fuses or breakers, did my best to work neatly, support cables, make good connections. I would have said I had experience of electrical installations. I even blagged some three phase work in a factory and figured out how to calculate how much current per phase machines drew, and what size cable and fuses they would need. At the end of a task I could always say I've done my best and that should be ok. I now look back and hope to goodness someone has checked over those installations since. I didn't own any test equipment other than a multi-meter. Not even a 2 pole tester.
The difference today (years later) after training and learning testing and inspection, is that I can look at an entire installation from the supply onwards and prove beyond doubt that everything is going to be ok before it's energised, the circuits are designed so fault protection will operate, the fault current to operate breakers/fuses within defined limits is achievable in practise, fuses will blow, breakers will trip, the wiring is in good condition, additional protection is working properly within defined time limits, earthing and bonding is adequate etc. Understanding the three (main) different earthing setups in common use in the UK and the effect each has on how you do things. I could go on.
Until you get to that stage where it hits you you can confidently say "this meets the regs and I've proved it's safe to use" you don't really realise the amount of things you couldn't verify before either because no one's shown you it needs doing or due to lack of fairly expensive testing equipment , knowledge of how to use it, and experience of interpreting results.
I'd never blame anyone for having ambitions as I'd be a complete hypocrite to say people shouldn't do things. The hard bit is explaining to people that there is honestly and genuinely more to know to do something safely than they think there is, without it coming across as "we're all better than you" and being counter-productive. It usually has nothing to do with people's ability either, just their knowledge and experience.
Sorry that turned into an essay, but my point is that if you don't have inspection and testing experience you shouldn't change a consumer unit. I didn't appreciate this myself once until I was blown away by how much I didn't in fact know.