Am I right in saying that some meters are only rated to 80A, so can’t have a 100A fuse.
Can’t tell from your photo.
Yes, although I think most if not all "smart" ones are 100A
My home "traditional" meter is 80A.
I looked at that and it looks like it is from the E470 series, which is 100A, but it isn't clear enough to see properly.
Ultimately the DNO is the only one to indicate what the max rating is, the size of the fuse carrier, cable, meter etc only gives a possible upper limit.
The capacity of the network, could also be a limit.
DNOs and suppliers/meter fitters standardise on ratings of kit, they stock only 100A carriers (to reduce stock levels), many now only use 25mm^2 so the meter fitters don't have to learn to size cables.
That intake has a limit of 60A due to the fuse, changing the fuse doesn't necessarily mean the capacity can be increased, it may be, but it may be it means something is unprotected against overload.