Basically what i do is this,
Visually inspect the lighting to maintain whether or not there is an earth,
Check the main bonding cables for size and condition,
Ask the customer about any alterations electrically to the property they are aware of, extensions etc
Shower cable size (if there is one)
Basic visual inspection of switch and socket faces, lights etc
All this can be done in about 20 minutes and should be part of the initial visit when giving a quote.
Then explain to the customer that the price quoted is based on a pre-test price and due to the age of the installation you cannot be sure of its condition until you change the board and test the circuits, explain that if any circuits are found to be in an unsatisfactory state you will not be able to re-energise them until the faults are corrected, you will re quote for that work.
Explain that most of the time if they are not experiencing problems electrically at the moment then everything is probably ok and any small problems will be corrected free as a matter of course during the test procedure.
I find most customers are happy with this and understand that because the installation is normally quite old then it is not unthinkable to think something might be sub standard.
Hope this helps.