Driving home from work end of last week....woman pulls out of a side street like schumacher straight into side of me, i mean she literally came out at probably 40mph, guessing she hit the accel instead of the brake. Completley wrote my van off 
Shes accepted responsibilty though thankfully.
Anyways because this is the first and hopefully last crashed ive ever had....i wouldn't mind abit of advice, this is also first time ive ever claimed for anything aswell.
From the state of my van and from the opinions of just about everyone i wont be getting it back, and instead a cheque will be offered....im being told i'm able to negotiate if i don't like what they're going too offer me, is this correct? I don't want them saying 'heres 2 grand' and me telling them to shove it if theres no room for negotiation. Im guessing as an insurance company they'll want to give you as little as possible so therefore meaning that the people telling me to ask for more are correct? Little help guys, cheers.
Shes accepted responsibilty though thankfully.Anyways because this is the first and hopefully last crashed ive ever had....i wouldn't mind abit of advice, this is also first time ive ever claimed for anything aswell.
From the state of my van and from the opinions of just about everyone i wont be getting it back, and instead a cheque will be offered....im being told i'm able to negotiate if i don't like what they're going too offer me, is this correct? I don't want them saying 'heres 2 grand' and me telling them to shove it if theres no room for negotiation. Im guessing as an insurance company they'll want to give you as little as possible so therefore meaning that the people telling me to ask for more are correct? Little help guys, cheers.
