Personal tool insurance

[Davisonp]

Hi,
I am employed by a housing association and they have changed van insurance and made it clear my tools are not insured. I cannot find any company that will insure my personal tools without it being part of business insurance.

Does anyone know a company that does offer suitable insurance?

Thank you.

 

[Dustydazzler]

I have never had specific Tool insurance , does such a thing exist ? I know you can get Gadget insurance for phones , Ipads , Laptops etc perhaps a MFT could come under Gadget insurance ?

 

[loz2754]

Just type tools insurance into Google, plenty of options available.

 

[telectrix]

my PI ( <£100/year) insurance covers tools up to £3000 even if left in van overnight.

 

[Davisonp]

Just type tools insurance into Google, plenty of options available.

Thank you, the problem is they are all attached to business or van insurance.

 

[Davisonp]

my PI ( <£100/year) insurance covers tools up to £3000 even if left in van overnight.

Thank you, that is interesting.

 

[loz2754]

Thank you, the problem is they are all attached to business or van insurance.

Less than 1 minute of googling:
"A standalone tools policy, you only need to buy the cover you need"
Personal Tools Insurance For Tradesman | Trade Direct Insurance - https://www.tradedirectinsurance.co.uk/insurance/tools/#:~:text=A%20standalone%20tools%20policy%2C%20you%20only%20need%20to%20buy%20the%20cover%20you%20need

 

[Davisonp]

Less than 1 minute of googling:
"A standalone tools policy, you only need to buy the cover you need"
Personal Tools Insurance For Tradesman | Trade Direct Insurance - https://www.tradedirectinsurance.co.uk/insurance/tools/#:~:text=A%20standalone%20tools%20policy%2C%20you%20only%20need%20to%20buy%20the%20cover%20you%20need

Thank you, that us brilliant and one I did not find myself.

 

[LukeD]

I only worry about liability .Tools, not worth the agro, straight out and buy again .Jobs cannot wait.

 

[LukeD]

Never ever allow yourself to be in a position where you cannot 'source/buy/scrounge" etc whats needed to be at work the next day etc >Credit card or a sum of money kept only for this event .I know someone who had the site robbed during a 30 min lunch break (had to be an inside job) .It was case of screwfix/tool station for the basics and ebay /facebook for the other items . The job had to continue otherwise it was going to cost him even more .