That is a real shame, you work for so much of your life to hate it so much. And when you get to the end what is there really? It would be a waste to spend your time being unhappy. I get the stability aspect and it wasn't until I was made redundant some years ago and got a contract job for a year...
Ultimately all you can do is say you didn't realise it was that deep and see what they say. Fully comp I'd say you've got a fairly good chance. Let us know how it goes. (Don't boo me but I worked in insurance fraud for 15 years).
Well the event had to be fortuitous, if you could see it was 4ft of water they may contend that. Ordinarily if you are on a road and this happens it would be covered.
These Official Forum Sponsors May Provide Discounts to Regular Forum Members - If you would like to sponsor us then CLICK HERE and post a thread with who you are, and we'll send you some stats etc