I have always said the same as you Mark , until last week when i carried out a off the cuff inspection on a 10kw barn mount we installed the back end of last March .
Admittedly it is only on a 15 degree pitch but is on a due south roof overlooking directly on to long established pastureland , I was shocked to see a 10-15 mm build up of green mildew ( like you find on cars that are not in regular use ) encroaching across the whole of the bottom of every module .
The array is only 10 months old and in my opinion is not looking how i would expect it to!