Certificate for Domestic Alarm Panel

[Bear]

Hi there.

My Dad is a sparky and ex SSEB and has just installed a Security alarm in a domestic property, and the customer want a certificate for the insurance company, Any ideas what she means or what the insurance companey means??

I thought it might be Fire Detection and Alarm System Certificates, or it might be part of the Minor Works Certificate..

Any ideas.

 

[Sparky Ninja]

Was a new circuit installed?
Is it just a security alarm, not fire?

 

[Bear]

Just a domestic security alarm, PIRs Door magnets and Bell, thats all

A new system

 

[malcolmsanford]

I think that they might mean an SEBB certificate for the actually alarm system so that it conforms. Though what these look like and involve is a mystery to me.

As for the LV side then you don't need anything unless he fitted a spur (NIEWC) or a new circuit (EIC)

 

[UNG]

They probably want a NACOSS or SSAIB certificate and a copy of the spec of the alarm. I assume the request for this is for a discount on the insurance premium to maintain the discount after the first year requires a maintenance contract to be in place which normally costs alot more than the discount received. I would suggest talking to the customer as the extra costs they would incur with a NACOSS or SSAIB system may not be worth it unless the insurance company have conditions in place to cover a particular risk

 

[malcolmsanford]

They probably want a NACOSS or SSAIB certificate and a copy of the spec of the alarm. I assume the request for this is for a discount on the insurance premium to maintain the discount after the first year requires a maintenance contract to be in place which normally costs alot more than the discount received. I would suggest talking to the customer as the extra costs they would incur with a NACOSS or SSAIB system may not be worth it unless the insurance company have conditions in place to cover a particular risk

SSAIB ...................nearly right but in my defence must be about 5 yrs since I had anything to do with intruder alarms ...........thanks UNG

 

[Bear]

There was a fused spur fitted i think that the SSAIB would only apply if it was connected to the phone line and contacted the police???? i think.

 

[UNG]

Certification can be issued on bells only systems and would / should be issued by approved installers. Normally systems installed by approved installers are monitored by a central station who inform the police (if they have a URN) and keyholders when an activation occurs these systems require initial certification and a bi-annual maintenance visit. The Police will only issue Unique Reference Numbers (URN's) to approved installers

From past experience of connected systems the police response is very hit and miss and with the impending cuts will only get worse

 

[Bear]

Thank UNG.

 

[Spudnik]

As an aside, if there are any names going on the cert for the alarm you MUST make sure they have insurance in place.

Failure to perform springs to mind as if this does happen, their home insurance may not pay out, so they will come to you instead.

 

[telectrix]

is it a " bells only" system, ?

 

[UNG]

As an aside, if there are any names going on the cert for the alarm you MUST make sure they have insurance in place.

Failure to perform springs to mind as if this does happen, their home insurance may not pay out, so they will come to you instead.

It's called efficacy insurance usually required to be part of an approval scheme you would also need insurance for wrongful advice for the system not being designed correctly or doing what you say it will

If you are going down that route I would suggest using panels where you can print off the program details so that you have a record of how it was programmed if problems arise from tampering

 

[oldtimer]

Looks like the customer is at the ham beause he has got an alarm installed and tried to get a discount on his policy the only thing is the insurance company will insist that he has his alarm system under a "maintenance contract" so they will knock £25 of the policy but here is the rub if he goes on holiday and his teenage son cannot be ***** to set the system and he get broken into the his policy is null and void even if he pops next door for a cup of tea and a custard cream and does not set it yep null and void so as one of my customers said I pay an alarm company £120 a year and yes ok if it breaks down they will repair it for free but if I dont take my insurance discount of £25 and get you in to service / repair as and when required then I dont have to worry if my son has set it when I go on holiday and I am fully insured.
If anybody read the papers last week insurance companies wil not pay out a claim if you lock an external door (front ,back, patio) and you leave the key in the lock then get broken into so be warned take the key out if not then you have contributed to your break in.