TBH, I dont know why you can do it the one way, but not the other. Refering to my previous post, unless you are going to disconnect ALL parallel paths when doing your R1+R2, then there is no difference. I would argue that a loop test MUST be carried out, as this provides a real test, actually putting a current on the CPC.
They both put a current on the cpc. However for one test it's only in the region of 100-200mA at 4-24Vd.c.