I get the calculation side of it, the maths is not the problem. I just have this issue in my head that I struggle to get over that someone could quite easily make the cooker pull it's full 65A on a cable we've rated for 31.5, so for the sake of argument lets say 4mm clipped direct (37A) and obviously the breaker would be rated 32A.
From the breaker perspective, using the trip time charts in the BYB, a 32A with 65A on it is going to trip somewhere in the region of 100-200 seconds.
In that time, what would 65A do to our 4mm cable? Would it be damaged? And from the breakers perspective, surely it's not going to do it any good if this is a regular occurrence?
I know this is unlikely be a regular occurence, but in the software world where I come from, you have to take note and deal with such things. I think that's why I struggle with diversity and wrapping my head around the fact that we knowingly install cables and MCBs that may not be able to cope under the full load of the devices connected to it. And well, I'm just concerned about how this might affect the installation and I'll be honest, that's down to a lack of experience of it.