Firstly your crap at art ?..
Let's start with ensuring we are clear on what we are discussing, we are discussing Equipotential Bonding here, this should not be confused with earthing requirements of supplementary bonding which the pipework may fall into, so the following info and questions only relate to equipotential bonding.
The drawing lacks a lot of info'
Is this a HMO with one common power source for all the flats?
Is there one common Gas feed to the building?
Is there one common water feed to the building?
What you have to remember here is we bond gas and water at source so it does not bring a different potential in from natural ground to that of the electrical earth, this thinking has to be applied to such setups if say the gas and/or water is one source but is buried again in conductive pipe before reaching the flats, the guidance cannot give every scenario but understanding why we do equipotential bonding goes a long way to knowing when it is needed.
The problem we have in this industry is if you are a member of a scheme then the advice you get may differ depending on the scheme you are a member of and this only fuels the confusion, some schemes simply don't want to get into reviewing every scenario so they play it safe and say you should bond it, if this is the advice of your scheme then you should follow it as it is there approval you need when they inspect your work, if the gas and water is deemed it needs bonding in each flat then an additional 10mm bond would be required as the sub-supply earthing is simply too small, you can take this to the flat consumer unit and then bond from there or run a direct bond to the met.
What you need to do regarding earthing of gas and water pipes in flats if they do not need equipotential bonding is establish if they are conductive parts that require supplementary bonding and if so then earth them in accordance with guidance.
If you are still confused I suggest you purchase a copy of the guidance notes 8 which goes deeper with pictorial examples.