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GEOFF S
Careful there, it very much depends on how close the DB/CU is to the source of the supply. For arguments sake if a final circuit DB/CU is located within a main switchboard room next to the source TX, to say supply the lighting and small power circuits for the area, everything could change... We always install 22/25KA MCB's in such circumstances.
What you are describing in your 2nd and 3rd paragraphs above, is called a ''Protection Coordination Study'' and will cover both MV and LV protection devices from the TX/ Main switchboard all the way through to a sample final circuit on the furthest final circuit DB/CU. This is probably far beyond the scope of most electricians, but is common practice if not a requirement on the larger projects with extensive electrical distribution systems.
Not sure i follow, Annex Za is for Domestic single Phase 100 amp systems, along with other requirements, its not for comercial or industrial purposes, the theory is the same.
Well the study will require amongst other things, knowledge of symetrical components and other network theorms, this is degree level engineering, most use software.
It certainly is a requirement on all installations, the problem with large systems is the complextity of of high fault currents, assymetry, paralell and series motors,generator etc.
Cheers