I'm not sure I quite understand your first question. The purpose of the different test currents are to verify that the RCD trip characteristics meet the relevant standards. So 0.5*In should not trip, 1*In should trip in under 300ms (I think), and under 40ms at 5*In. In reality most will trip under 40ms at In anyway.
As for the disconnection times your PFC is of course related to Zs, but fundamentally it is the fault current that causes the OCPD to disconnect. Depending on the type of OCPD and the circuit requirements for disconnection time you can look up the characteristics to find the current needed to disconnect in, say, under 0.4s and if your PFC exceeds that you know your circuit is adequately protected.
E.g. a 32A B-curve MCB needs 5*32A = 160A to guarantee you hit the "instantaneous" magnetic trip (which is usually under 20ms). So if your end of circuit PFC is above 160A then a hard fault will cause it to disconnect fast enough.
Now because it is Zs that is (more or less) fixed, and so PFC = Uo / Zs, when you are testing what you really want to know is "will it always meet the disconnection times?" so what you test for is at minimum Uo (0.95 * 230V) and allowing for cold versus hot conductors (0.8 factor) will my Zs lead to a minimum PFC that meets the disconnection current needed?
Those Zs values are tabulated in the OSG for ease of reference for typical fuses and MCBs.
For MCCB you have to look up the manufacturer's spec and allow for any adjustable settings to be sure, as they are not as standardised as the B/C/D curve MCBs.