E
Engineer54
i have 50k cover and up to now they are fully fighting it and sending a solicitor to court and i am just a witness. now it is fast track they say they have to make sure i have a 51% chance of winning or they wont cover me
What are they going to do then, pay the claimant 8000 quid?? Your insured, you have payed the premium which they have accepted. Unless you have done something outside of that to which your insured, they have to cover you!!! If you have told us everything correctly, and you have touched nothing on the electrical installation bar plug appliances into existing socket outlets then your insurance solicitors, will definitely be fighting your case and asking for damages too. I don't understand the eagerness of defending you in the small claims court, and the reluctance outside of that system. The case remains exactly the same???
Only the court costs would differ!!!
It seems you were having trouble with this client while you were still actually working on his property installing the new kitchen, What was that all about ?? Has your client also gone after his electrician?? You may need to call that electrician as a witness, he is the only person that can explain the state of the kitchen electrics, at the time of your working in the clients property. He should also have completed a PIR and notified his work. Do you or your insurance solicitors have a copy of that PIR??