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I suggested a more generous FiT to make a 5 year payback possible!
That would be a good idea. It would remove the uncertainty of how long someone will live in the house, and the longer-term risk of faults developing with the system before payback is reached. It would also remove the variables of future energy prices and inflation, which can make a big difference to the payback assumptions in the longer term.
For some people, a 25-year FiT or ten-year payback may be beyond their life expectancy!