A suppliers 3 phase transformer, secondary side, will have the ends of each of the 3 phases connected together,this is the star point
At that common point the phases are balanced,they each use the others for current flow,so at any given moment ,if you add up + current flow and _ current flow it will always be 0 at the common point,irrespective of the direction of that flow in the individual phase
Potential difference is what it says, a difference of potential, between one part of a possible circuit, and another part of a possible circuit
Between the outgoing points of each phase,there is 415 volt potential difference,because if you look at the circuit,there are 2 windings in series
Between any one of those phases and the common (or neutral) point,there is just the one winding which is 230 volt potential difference between that phase and the common point
The possible circuits are through the transformer secondary windings only at this time
If a connection is made from the common or neutral point of the transformer and with earth,"no current will" flow,there is no possible circuit,so no potential difference can exist,
The neutral or common point is now connected via an electrode to the ground
Taking one of the phase connections and a connection off that common/neutral point to a house will give a potential difference in that house of 230 volt between the phase and the common or neutral ponit
Practically speaking,when the circuits in the house are open,there will be no potential difference between the neutral and earth, because they will be connected at the star point at the suppliers transformer, so no potential difference exists
Once you get your head around the supply arrangements you will notice
Earth fault currents can get back to the transformer more easily via the neutral conductor of a TNC-s than it could via an earth rod,which uses the ground,that is called a TT earthing system Terra to Terra
In that TT system it means fault current has to travel down the rod through the earth and up the spike at the suppliers end, to the common connection(star point neutral), through the winding, and back again to the property ,
The difference between a Tnc-s supply and a TT supply, is that, earth fault currents can get back easier with a Tnc-s or TNs than a TT because the return is via a conductor ( sheath of an SWA or the neutral conductor) rather than via terra firma which does not conduct easily