Personal pensions - Do you pay into one?

[SJD]

Must admit I can't remember. I'm due a pension review so when I get it booked in I'll find out.

If you have all the original paperwork from when you joined the old scheme (hopefully yes!), then careful reading should reveal anything like exit penalties. If you get a paid advisor to review it for you, I suppose it is only fair they expect a fee for doing any admin.

 

[DPG]

If you have all the original paperwork from when you joined the old scheme (hopefully yes!), then careful reading should reveal anything like exit penalties. If you get a paid advisor to review it for you, I suppose it is only fair they expect a fee for doing any admin.

I've got all the paperwork. But I can get free advice so I'll see what he says. To be fair to him he's told me at least twice before, but I keep forgetting!

 

[Boat_Boy]

Look for a good Independant Financial Advisor and take advice.

Everbody's circumstance is different, and want to do different things.

There are pro's and con's no matter what you do.

If you do things right then you can have a good retirement and pass what's left on, if not the Tax man will cometh and take a big chunk.

B