Fellow posters, we are responding to the OP who wants to run a few lamps from a car battery...there are in-line fuses to protect the setup.
I suspect she will not put a spanner in the works!
If we were talking about an automatic start when the mains goes off, with a full generator backup, I would simply leave it to those with that particular specialist knowledge...and thus I would have nothing to contribute.
However, I am the first to agree that many fires are caused by inappropriate measures on what many think are "safe" 12V applications.
In my early years of tinkering with such systems, in the marine environment, we often had multi-fuel situations...the engine would run on diesel, the outboards on petrol, the heating on parafin, and the cooker on gas, all such fuels being stored on board in varying quantities. A dodgy 12 or 24V installation could impact on any of the other fuels, all being confined in a small space...and no AA or RAC to come to the rescue.
Fire was always the risk, not electrocution...whereas in a 240V situation there is always the risk of both.
Therefore, I would rather see someone attempt a 12v installation than a 230V one...
and having recently been involved in damage assessment on a UPS system in an office, it was obvious that the system was ideally specified for the expected load, electrically speaking, but no-one had bothered about the physical loading of the building, so the shelves hosting the UPS collapsed under the weight...
horses for courses methinks...