Please post where it says we have to use the banjo as I do not remember seeing it anywhere ta
I always make sure that the paint is removed before glanding an swa or installing conduit as most boards are painted using an non conductive paint so it has to be done.
Reg' 543.2.7 is a good start but it does actually depend on your interpretation of it...
"Where the protective conductor is formed by conduit, trunking, ducting or the metal sheath and/or armour of a cable, the earthing terminal of each accessory shall be connected by a separate protective conductor to an earthing terminal incorporated in the associated box or other enclosure"
Now if it has to be applied where you have the accessories connected it would imply the same rules would also apply where the metallic sheath/conduit/trunking terminates at its source.
Reg 543.2.4 (i)
"Where the metal enclosure or frame of a low voltage switchgear or control-gear assembly or busbar trunking system is used as a protective conductor, it shall satisfy the following three requirements"
(i) - Its electrical continuity shall be assured, either by construction or suitable connection, in such a way as to be protected against mechanical, chemical or electrochemical deterioration.
(ii) & (iii) N/A to this post
If you are in the habit of glanding/fixing to gland plates then these are usually fitted with several self tap screw through which you will be relying on a good earth, also removing paint to ensure gland contact to metal should be done but this exposes the steel of the enclosure to the atmosphere and as the paint was protecting it before you cannot guarantee corrosion wont set unless you take extra measures like repainting or spraying after with a seal.
If you can ensure your set-up meet clause (i) above then a earth tail won't be needed but in general a simple 5min job will take all the guess work out of the regulation and satisfy it.
E.G. - Glanding into a solid 1 piece enclosure that is made of stainless steel will not require a earth tail as long as the gland has good solid contact direct to the metal, next time you go through an old factory install look at the condition of the glands ...its surprising how many have rusted or corroded in some way yet are still tight.. thus electrical continuity cannot be guaranteed under fault conditions ...now if a separate earth lead was fitted it should still give good electrical continuity.
There are other BS standards that go deeper into this subject and give more details as to when and where but to simplify it and keep it to BS7671 for this thread its simpler to just fit the earth tail than trying to ensure your set-up wont be subject to mechanical damage, chemical and electrochemical deterioration.