Been industrial you cannot really apply domestic thinking to this situe' if there exists spare ways in the board then you have your first issue, OCPD's need to be fitted unless you can show the load cannot exceed the rating of the tails or main switch, your 3m quote applies to loads that are classed as fixed and/or de-rated at the load end, when you have a fuse board with multiple de-rated fuse ways then this does not omit the risk of accumulative overload, if there are any variable load circuits too this makes it harder to ensure load will remain < cable/mainswitch rating.
I would never tail off a busbar with de-rated cables and switchgear to that of the incomer unless some form of OCPD is fitted to protect the tails.
The only time it would be acceptable is if the sum of the loads in total say in a little 6way lighting board cannot possibly total > than the main switch and tails then this is fine but in industrial environment we tend not to fit little boards as they are wasteful of space, it's the norm' to fit a large 3ph dist' board with plenty of spare ways for future expansion, future proofing boards for additional circuits is normal in design stage and thus it is practically impossible to assess total loading.
From experience I often find industrial circuit are often spec'd incorrectly even by professionals and especially machinery and motor supplies so this is also added reason I would personally always fit appropriate OCPD to protect the distribution board.