Well its that time of year again,

[Octopus]

^^ VAT on domestic energy is courtesy of the EU ....

 

[Octopus]

Delete

 

[johnduffell]

When you apply for a mortgage you need to list your outgoings and costs........

Yes student loan comes out your pay slip beside the line for tax and ni. I think we are violently in agreement!

 

[Nigel]

Student loans are not debts.

 

[Squid]

Student loans are not debts.

Okay, its a graduate contribution scheme, a little bit like Hire Purchase on your education.

Maybe I am old fashioned but if you owe someone or institution money then that could be classed as a loan, therefore you are in debt to that person/company. I was in debt to the mortgage company and fully didn't own my house but I paid it off so no debt and a little more freedom.

 

[gnuuser]

and you still don't completely own it. because the governments apply taxes to it.

the only time your free of debt is after they put you in the grave!

 

[Deleted member 26818]

and you still don't completely own it. because the governments apply taxes to it.

the only time your free of debt is after they put you in the grave!

Then you get hit with death penalties.

 

[StephenRowley]

While I would never wish to put anyone going off to uni who wants to. It's was a bit of waste of time for time me. Now retraining as substation craft person.

 

[Squid]

Then you get hit with death penalties.

Only on estates worth over £500k so most of you lot up North in Wales or Cornwall will be fine.

 

[Octopus]

Only on estates worth over £500k so most of you lot up North in Wales or Cornwall will be fine.

£325 k if you are single

£650 k is you were married and your spouse has already died

Then it’s only paid on sums ABOVE these figures

 

[Squid]

£325 k if you are single

£650 k is you were married and your spouse has already died

Then it’s only paid on sums ABOVE these figures

From what I had read that from April 2018 it was raised by £125k to £450k in 2020 it rises to £500k and couples to £1M, I am not married that has already cost me £240k and that was 15 years ago so not making that mistake again.

I think I will cash in and party like its 1999......... ;o))))))

 

[telectrix]

 

[Squid]

Saw him at the Lyceum back in the day, a mate of mine at the time ran his UK fan club.

 

[Octopus]

From what I had read that from April 2018 it was raised by £125k to £450k in 2020 it rises to £500k and couples to £1M, I am not married that has already cost me £240k and that was 15 years ago so not making that mistake again.

I think I will cash in and party like its 1999......... ;o))))))

How have you come to £240k ...

 

[Squid]

How have you come to £240k ...

Th divorce cost me £240k.

I have said in the past I waste my money on women and cars as well as good times. I think I will just now waste my money on cars as at least you can get a return on them.