What do I need?

[uksparks]

Hi,

ok so possibly taking this lad on , on a semi permanent see how it goes basis, one day at a time but see how we go and just thinking ahead.

ok so I'll adjust my PL insurance appropriately.

What if he hurts himself what under my supervision? Say he falls of the stepladder and busts his arm for example.

What sort of insurance do I need?

also, technically he's a minor so do I need anything else, like protection of children type stuff?

imbjustvtrykng to cover my back.

also, I presume it's easier that he subs to me and I just pay his invoice?

 

[Dan the spark]

You will need employers liability insurance too if you are going to go by the book

 

[Dan the spark]

If he subs to you then you just have to do cis stoppages I think where as if you take him on the cards you will go into making national insurance contributions and tax deductions etc as well as paid holiday. Probably best to speak to your accountant with regards to wage bits.

 

[Octopus]

If your turnover approaches £79K you will HAVE to go VAT registered.....

 

[uksparks]

The money side I can sort, I suppose I'm more concerned about the other bits like covering my back. What about things like manual handling and that sort of thing?

 

[Silly Sausage]

The money side I can sort, I suppose I'm more concerned about the other bits like covering my back. What about things like manual handling and that sort of thing?

Get him to get his CSCS card at least.

 

[Octopus]

If he subs to you then you just have to do cis stoppages I think where as if you take him on the cards you will go into making national insurance contributions and tax deductions etc as well as paid holiday. Probably best to speak to your accountant with regards to wage bits.

Not if his invoices states "maintenance work"

 

[Dan the spark]

Not if his invoices states "maintenance work"

That sounds interesting Murdoch, are you allowed to tell me more?

 

[Dan the spark]

The money side I can sort, I suppose I'm more concerned about the other bits like covering my back. What about things like manual handling and that sort of thing?

Was there a pun intended here? Haha

 

[uksparks]

Lol, no. I just want to make sure I'm covered basically, just not 100% on what I need.

 

[telectrix]

i,m not sure if you do need to stop CIS, as his earnings will be below the tax/NI threshold.

 

[Silly Sausage]

i,m not sure if you do need to stop CIS, as his earnings will be below the tax/NI threshold.

16 year olds only get about a fiver an hour! (I think)

 

[uksparks]

Yes it would be well under the threshold so no worries there.

Its just things like, do I need to be a first aider or such like. And as he is a minor, do I need to be covered in any way as I'm being responsible for him? I'm just being concerned I'm missing something and leaving myself open.

 

[uksparks]

16 year olds only get about a fiver an hour! (I think)

I think between us we said £20 a day.

 

[bigdavs83]

Ha ha sounds like your super keen on this lad and are really happy to be doing your bit on the future of the trade however I feel for you cos it's got your head spinning with regards of all the paperwork and getting all things right for you and him both! Good luck fella