Hi,
I am employed by a housing association and they have changed van insurance and made it clear my tools are not insured. I cannot find any company that will insure my personal tools without it being part of business insurance.
Does anyone know a company that does offer suitable...
Hello,
What insurance do I need other than public liability now that commercial work is being undertaken and these jobs are a lot bigger.
Is there any other insurance I need?
Or will my public liability cover any size job?
Many Thanks
I am struggling to find any insurance company that offers indemnity insurance for EICR's without having to take out public liability at the same time.I renewed my PL insurance in December but now need indemnity insurnace but all the companies want to lump it together.Any recommendations where to...
Hi all,
I've recently spoken to our NICEIC assessor who mentioned an email that should have went around all contractors stating that any contractors carrying out EICRs must now have professional indemnity insurance.
With them specifically saying this is needed for EICRs, does this mean it...
Hi folks. Last few years I have had to insist to my insurance broacher that I need failure to operate insurance for smoke alarms as well as the standard public liability insurance. Now they are saying all the insurers they work with specifically have a 'product failure exclusion'. I think it...
Afternoon all, and apologies if this has been covered elsewhere, but a search didn't bring anything up.
Just a quick heads up to anyone installing EV charge points (or other "non-standard" energy technologies);
I was confirming PL/PI cover with my insurer today (AXA) for evidence needed by my...
Ok so here's one for you, asking on behalf of a friend, I know in the UK the work equality act stops people being discriminated against for health conditions and such, but if someone was to have Epilepsy (not very frequent seizures maybe once a year but still the diagnosis exists) would there be...
Good morning folks,
I am in the process of joining NAPIT and they are asking for professional indemnity insurance. However I work for a large laundry company and I am the sole electrician carrying out electrical work, appliance testing and fixed wire testing. However I am only doing this in our...
So Im about to start this agency big industrial job as an mate position but they want me to get a public liability insurance and I found it weird . They said its because im self employed , should I look more into it? This agency its becoming a pain in the --- since they keep asking me for more...
last year my premium was £317. renewal quote ( no claims or anything changed ) £430. thanks but no thanks. visited the meerkat, £217. some difference??????? and get sleepy Oleg to add to collection, winner.
Hi all
It's that renewal time again, looking for recommendations for both liability & professional indemnity insurance has anyone found a company that do a combined policy that dose not cost a small fortune?
Last year my van insurance was £262, that was with no no claims as it was my first year of trading.
Had a van written off through no fault last October, took ten months to sort out and still ended up out of pocket.
Had my renewal through this year for the princely sum of £415.
How the hell...
I'd appreciate some advice on an insurance dispute: Last year the electricity board sent someone to replace our 3 phase meter. He mis-wired it and popped anything electronic, any lights that were on, and a fair number of white goods. He left it mis-wired for about 15 mins and it didn't trip any...
Hello lads. I’m just wondering if I need Public liability insurance if I’m subbing to companies or working for agencies? I’m getting some stupid quotes. Don’t really know what I need to include.
thanks
Wanting to claim on my tools insurance and reading the policy it says"Excess is £150.00.
In another sentence it states"On each and every loss".Hoping this is not on every item stolen,or the
insurance would be worthless imho.Wondered if anyone else has a Hiscox policy with Napit and made a claim...
Hey everybody,
I was wondering if while working as a mate/improver on a big site (commercial/residnetial/whatever) one would require a insurance policy? If you are employed through CIS and as a result, a sole trader/self employed.
I never considered anything else apart from an accident and...
Question to my Spanish electrician colleagues. Who do you use for public liability insurance? I'm getting some extorniate quotes for only 300k of cover
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