insurance | Page 2

insurance

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  1. S

    Unclear about wording on tools insurance policy(hiscox)

    Wanting to claim on my tools insurance and reading the policy it says"Excess is £150.00. In another sentence it states"On each and every loss".Hoping this is not on every item stolen,or the insurance would be worthless imho.Wondered if anyone else has a Hiscox policy with Napit and made a claim...
  2. Matt

    Do improvers/mates need insurance?

    Hey everybody, I was wondering if while working as a mate/improver on a big site (commercial/residnetial/whatever) one would require a insurance policy? If you are employed through CIS and as a result, a sole trader/self employed. I never considered anything else apart from an accident and...
  3. S

    Public liability insurance

    Question to my Spanish electrician colleagues. Who do you use for public liability insurance? I'm getting some extorniate quotes for only 300k of cover
  4. Kuba

    Public liability insurance for mates?

    Hi all, I'm a newly qualified sparky and I'm starting to look for work through agencies. I have been asked for public liability insurance and I haven't been made aware of the need for me for having one. Do you need this kind of insurance if you are looking for Electrical Improver/Mate work and...
  5. S

    Which Van is best for an electrical contractor?

    Hey guys, i guess this is the correct place to post this. I'm looking at getting my own van and just wondering which ones you would recommend as the best sparky van, and what kind of racking systems you use? Any pics of vans and racking systems would be very grateful. Cheers
  6. Idpost

    Tool insurance (20 characters)

    Can anyone recommend a good tool insurance provider. Preferably one that is stand alone to PL and vehicle insurance? Thanks Ian
  7. O

    Fire alarm engineer insurance queries

    Hi there unsure where to ask so i have joined this forum hoping someone will know. I am currently employed by a large firm as a fire alarm engineer for the past 10 years mainly service and small works including emergency light service. I have completed many courses over the years and am Bafe...
  8. 4

    Insurance page form not scrolling

    It is not possible to scroll down the form in the insurance section so it cannot be completed and submitted for a quote. Unless I m doing something wrong ?
  9. R

    Advice on working on site - ltd/umbrella and Insurance

    So I have seen a few jobs, that say you must be either Ltd or Umbrella and also have insurance. If anyone could give me advice on the best way to go about setting up that would be great.
  10. A

    AFDD, Building Regs and Insurance

    Hello all. New here so i may get flamed if this is covered somewhere else, but I've been scouring google for ages without any conclusions. I'm of the understanding now that AFDDs need to be installed in certain locations, sleeping accommodation being the one I'm interested in as it constitutes a...
  11. R

    Public Liability Insurance

    I’m looking at getting my Public Liability sorted, whilst I wait to get a Mates job. Can anyone recommend a company please?
  12. David Prosser

    Rough insurance costs for domestic installer

    Hi as in the title just after roughly what people are paying and what type of insurance they have if they only carry out work domestic properties. I'm just looking into carrying out some extra work so don't need tool, van, personal cover etc etc.
  13. E

    Advice needed regarding insurance work

    Hi. We’ve recently suffered a house fire that has written off our kitchen and damaged most of our house and we’re in the process of having it repaired. The electrician has been and inspected and found that the wiring is not in line with current regulations. They have proposed that they install a...
  14. C

    Professional indemnity insurance necessary?

    Morning all, As of this week i have registered with Napit so for the work that i do for myself outside of the company is all legit and i can sign it off myself. I was told by Napit that i would only require public liability insurance for the scope of work i do, however when on the phone with...
  15. Davisonp

    Run on indemnity Insurance.

    I have got a job and am closing the limited company which I and my wife set up and are the only directors. Do I need run on Indemnity Insurance? Is it worth considering or not practical for someone who did predominantly household repairs? Thank you for any advice.
  16. sythai

    'Fleet' Van Insurance

    Morning All.... Can anyone recommend a decent company for 'fleet' (3 x vehicles) van insurance please? Ours is up for renewal and looking for comparisons. Cheers Sy
  17. O

    Car insurance for young drivers

    My son, who is just 19 has just received his insurance renewal and its £524 Not bad I think, but as he's shortly to start a full time job/ apprenticeship I told him to make sure they knew about his change of status from "student" to "apprentice" and he also needs a higher mileage too due to the...
  18. P

    Car insurance pleasant surprise

    For as many years as I can remember I have had to change my car insurance provider as the annual increase was so much. Last year I went back to CIS after a break of several years, and paid £366. I've just received this year's renewal notice, and instead of the usual jump of £300 to £400 it's...
  19. rolyberkin

    Pli Pi & Van Insurance any pointers?

    I have had a bit of a year for finding professional insurance but have again decided to renew with Arthur J Gallagher (Through Stroma) at £260 all in for Pli, Professional indemnity and employer liability. Van insurance is a different matter and I am getting quotes from £260 odd to £1100 on a 66...
  20. sevuk

    Insurance, specifically professional indemnity

    I'm insured with Direct Line for Public Liability, they don't treat church steeples as a hazardous location which is useful to me. However their professional indemnity insurance doesn't appear to cover doing any electrical installation condition reporting, which is part of what I do. Any...

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