That is an unusually high fault current and MFT results at these levels can be rather inaccurate. The problem is that when the impedance is low, many ordinary instruments can only measure it with low resolution, so when the fault current is calculated from the impedance it can have large hidden errors.
Was the 20kA calculated by the MFT and if so what was the associated impedance measurement? An Ipf of 20kA implies an impedance of 0.0115Ω but even an error of say 0.01Ω due to incorrectly compensated lead resistance would bring the current down to 10.7kA. That might not get your rewireable fuse off the hook, but it's worth being aware of this source of error in Ipf readings.