If only we'd had the pics to start with. Let's recap:
In South Africa.
3-phase supply to board with TP main switch, unswitched neutral.
Loads (mainly or all single-phase) supplied from SP MCBs.
Supply side of MCBs hand-wired and SP busbar, not ready-made TP busbar.
12 circuits on blue phase fed via DP 30mA RCD, associated neutral bar arrangements not visible.
RCD trips with load on unprotected circuits and sometimes even with main switch off.
IR on all circuits thought to be OK.
VOELCB was a red herring!