Leasing Vs Buying. What should i do?

[Nigel]

I am going to buy three Nissan van's over the next few months. Five years warranty.

 

[westward10]

No?

Thought there was someone missing.

 

[GMES]

Not been much to Mod apart from the usual dislike/ disagree ratings wars.

 

[telectrix]

I am going to buy three Nissan van's over the next few months. Five years warranty.

make sure they are nissans made by nissan, not renault.

 

[Doomed]

We have leased 2 vans over the years - never again!
Hit us for so many extras when we gave them back it cost us thousands.
We liked the idea that we had no responsibility except fuel and insurance, set cost etc..
When we gave them back they hunted out every microdent (looked at a sheet of parallel lines reflected in the bodywork ffs) and charged us a fortune to repair them - we got our own quote for a third of the cost, but not allowed apparently.
So now we take out a loan, buy over 3 years, and it works out only about £50 more a month then the leasing, and then its ours!

 

[Yozza19]

I currently have a 66 plate transit mwb medium roof after having a brand new sprinter stole last year

Pros
Drives like a car
Quite good on fuel for size
Drives better with a load

Cons
Spare wheels always get stolen(mines now inside after original was stolen)
Was broken into in Manchester and emptied few months back
(Now have deadlocks fitted and steel Barr in doors and expanding foamed and the dodgy drivers door lock changed )

Mine is the last before adblue is needed and they drink it apparently


Get an obd port lock aswell
I also now have a diskloc

 

[Taylortwocities]

thinking of buying on HP or going for a PCP or leasing what do you think is the best option?

For questions like this, I ask my accountant. He saves me more money than he costs me.

 

[MFS Electrical]

I would look into whether Ford have fixed the locks on the Transit.I have heard a few tradesmen say that they had their Transits broken into very easily. Thieves can open the doors,steel your stuff and re-lock them.For this reason alone I wouldn't want a Ford Transit unless you added extra locks on.

Don’t worry it’s getting an upgrade separate alarm aftermarket door lock and additional locks on the side and rear doors. I’ve got a sneaking suspicion Fort Knox would be an easier target than any of my vans also have little surprises built in for anyone who thinks they can code a new key for my vans

 

[MFS Electrical]

I currently have a 66 plate transit mwb medium roof after having a brand new sprinter stole last year

Pros
Drives like a car
Quite good on fuel for size
Drives better with a load

Cons
Spare wheels always get stolen(mines now inside after original was stolen)
Was broken into in Manchester and emptied few months back
(Now have deadlocks fitted and steel Barr in doors and expanding foamed and the dodgy drivers door lock changed )

Mine is the last before adblue is needed and they drink it apparently


Get an obd port lock aswell
I also now have a diskloc

Expanding foam in the doors nice idea

 

[telectrix]

Expanding foam in the doors nice idea

please explain why.

 

[Octopus]

Buy ex demo (which I did) or 2nd hand ......... let somebody else take the initial deprecation.

If you are SE, just remember you'll get 29% off your tax and NI bill (based on the value of the van)

 

[baldelectrician]

I would suggest buying your van through a limited company

You can then lease the van from the company (you own), then if things go ---- up and someone sues you they can't get the van (or anything the company owns such as van racking, tools, equipment)

 

[MFS Electrical]

please explain why.

Would probably just make it a little harder if they attacked the van with tin snips loads of foam to dig out before they get anywhere? really just a guess maybe @Yozza19 can shed some light as to why?

 

[MFS Electrical]

I am going to buy three Nissan van's over the next few months. Five years warranty.

I wouldn’t touch Nissan with a barge pole after my experience. I had a Navara. And I shall say no more on the subject

 

[Yozza19]

Big thing in van break ins is now door bending so you do 20mm hole in each top corners of each door and slot 1 inch stainless steel sold rod. Down the full length chop to size fill with expanding foam to stop any rattle then pop a 20mm blind gromet in the top and no ones the wiser even if it’s leased