No help with mortgage when your on the dole !

[Amp David]

Personally I think that you shouldn't get help if on the dole with a mortgage.

Take out the appropriate cover and you'll be fine. Been there and I had the civer so so no worries.

Why should you be helped out if on th e dole?

 

[accordfire]

Bill

18 millionaires between cross benches of Government Labour and Tories, capitalism is what we got and it will get worse imo.

Yup.....times don't change so much - the few running the many.

We've still never got the fundamental point that our politicians need to be INDEPENDENT of business interests. Not likely to happen, I agree. Certainly not all the time all we have to fight it with is apathy, and others who think the only way to fight is with violence.

Heh - think it's time I went and got coffee

 

[mayfair]

Spoken by a real union man me thinks

well companies should pay more,they are the ones that benefit the most,if thatcher hadnt sold off the council housing stock there would be affordable housing,

 

[Adam W]

I had always thought you got all the interest paid and you'd actually be better off with a mortgage (especially when house prices were going up by more than the average wage) because if you have £30k saved for a rainy day you're expected to live off that, but if you pay it all into a mortgage you've got a share in a property and you're 'cash poor' so get the full range of benefits.

There have always been pitfalls in the benefits system; first time I claimed was in the 90s when you could only get JSA if you were sacked or laid off and not if you left. I was working in pubs at the time and the jobcentre would call up and say "Hi I'm calling from the employment service, did you fire [such and such] or did they leave?" Not realising what was going on they would automatically say you left, then go around saying "he tried to 'do us' for unfair dismissal", so you get sacked, screwed out of your benefits and slagged off because some dimwit has their head in the clouds.

feel sry for u feller,,,maybe we should take a leaf out of the egyptians book and get this goverment out,,,,,last big job i was on nearly all workers from eastern europe ,,,

If you get rid of this government there's a good chance of going back to the last one who caused all the problems in the first place, so that's a non-starter really. It's not like everything was going to change overnight but things are going in the right direction.

 

[accordfire]

well companies should pay more,they are the ones that benefit the most,if thatcher hadnt sold off the council housing stock there would be affordable housing,

Kinda shows maybe you didn't read what I wrote........

The bit where I said.....unions chasing employers......APART from the ones who CAN AFFORD IT........I don't see how that disagrees with your view my friend.

Or is it that you believe you start a business and automatically become rich? Surely not.....

Reason I ask, is because union interference cost a mate of mine a damn good business a while back......claiming that a total chancer, who just happened to have union membership was getting shafted when he got the sack. Thing is he wasn't getting shafted at all. He was a lazy, no good chancer who thought the world owed him a living.

His actions, with union backing cost six people their jobs, and folded a business which was set to employ another fifteen. It also cost my friend everything he'd spent years working to build up, including his family's home.

On the other hand......I agree with you totally, AND ALSO POINTED out that every working man and woman in this country should have a right to a LIVING wage - the difference is, that most of us in business (over 75%) are SMALL businesses - my profit margins don't always allow me to pay what I want my guys to have, but by god none of them goes hungry.

As for Margaret Thatcher selling off the housing stock - most Housing Association stock is rented at equivalent rates to "council" equivalents, and has strict rent rate legislation in place to prevent it over charging. I honestly don't know any place now that I could rent a three bedroom house at anything like the prices the Housing Associations round here charge - IRO £500 pcm for HA rent, versus minimum £750 private. How's that not affordable?

Perhaps your complaint isn't so much about coast as availability?

That being so, the figures for my local authority show that year on year, Housing Association stock has risen by around 5-10% against a national average of 7%. Where would you have the Associations build this housing, given that we no longer build High Rise flats - and are pulling them all down, rightly? Given that we also don't want to create even more ghettos, and poor quality housing built on former waste sites?

Perhaps the fault lies more in uncontrolled immigration than in "selling off" council housing to tightly regulated not for profit housing associations?

 

[tonys]

Everyones as got a differing opinions on politics and Governments, but no-one was moaning when Labour was in and there was a lot of money sloshing a round the system.

It was not uncommon for all trades to be earning a £1,000 a week some weeks, some of the holidays people were taking and cars they were buying as though money was dropping of trees. I see plenty of it going on, how many put any-thing away for problem times ?

I know a lot of the guys in their 20s working within the same contracts as me were living it up, big time. I just carried on as normal, knowing things would blow in the end.

So really I have mixed feelings on the subject, savers are getting hammered because Government want inflation to erode peoples debts when people like me lived a normal life.

Too much of "I want it now attitude" well sorry when I wanted an holiday years ago, it was luxury and I had work evenings, nights and weekends to get one.

 

[accordfire]

Everyones as got a differing opinions on politics and Governments, but no-one was moaning when Labour was in and there was a lot of money sloshing a round the system.

It was not uncommon for all trades to be earning a £1,000 a week some weeks, some of the holidays people were taking and cars they were buying as though money was dropping of trees. I see plenty of it going on, how many put any-thing away for problem times ?

I know a lot of the guys in their 20s working within the same contracts as me were living it up, big time. I just carried on as normal, knowing things would blow in the end.

So really I have mixed feelings on the subject, savers are getting hammered because Government want inflation to erode peoples debts when people like me lived a normal life.

Too much of "I want it now attitude" well sorry when I wanted an holiday years ago, it was luxury and I had work evenings, nights and weekends to get one.

That's really it, isn't it.

The name we give each "kind" of politics is immaterial - what we need IS a mix.

The real point is we should be looking to put Britain and her people first. We don't currently do that at all.

 

[tonys]

That's really it, isn't it.

The name we give each "kind" of politics is immaterial - what we need IS a mix.

The real point is we should be looking to put Britain and her people first. We don't currently do that at all.

You won't get a mix with 18 millionaires sitting on the front benches.

Wheres Vince cable now ? he was going to shut loop hole after loop hole

 

[Amp David]

Work for cash!!! Its out there!

 

[accordfire]

You won't get a mix with 18 millionaires sitting on the front benches.

Wheres Vince cable now ? he was going to shut loop hole after loop hole

Agreed. I said it's what we need......didn't say its what we'd get. Sadly.

And yes, not much from Cable....maybe he shorted out.

 

[Adam W]

Spending beyond your means is what the Labour party's all about:[video=youtube;SyDBsMi7WE8]http://www.youtube.com/watch?v=SyDBsMi7WE8[/video]

 

[sparkiegaz]

bring back spitting image,,,,,

 

[20al]

Work for cash!!! Its out there!

Where?

 

[20al]

Personally I think that you shouldn't get help if on the dole with a mortgage.

Take out the appropriate cover and you'll be fine. Been there and I had the civer so so no worries.

Why should you be helped out if on th e dole?

I didnt know that there were any insurance policies that would cover self employed sparks becoming unemployed. Iknow a few sparks who took out policies which proved worthless when they tried to claim against them.
If the worst happens to me then i will be forced to sell my house to a member of my family and rent it back off them,and the next time am out of work i will claim housing benefit which will then pay the mortage. A private landlord will never have any trouble paying his mortgage because if his tenants become unemployed they will claim housing benefit which will pay his mortgage.

 

[brucelee]

Hi mate
I feel for you mate hope the work picks up for you and your luck changes for the better