NO it is NOT!
FFS, you have 3 independent single phase circuits.
Think 3 radial socket circuits in a domestic, would you use the SAME, N conductor for all of them, each circuit could take 20A.
Let me turn this around a bit.
3x1ph mcb in a DB fed in 2.5 singles to a JB, lines only running 3 off 20A radial socket circuits, line conductors always separate.
Single 2.5 N from the DB to the JB.
From the JB, you feed each 1ph socket circuit with a separate Line & N conductor.
What current could you see in the N from the DB to the JB?
Now swap the 3x1ph MCB's for a 1x3ph MCB, the difference is?
You STILL have 3 off 1ph loads.
There is no balanced 3ph load here, where does that bit come from?
If you have 3x20A even through a 3ph TP mcb, you can draw 20A per phase through this & do this for each phase, there will be NO balancing as they ARE NOT LINKED.
FFS how hard is this.
The N will have to take the sum of the single phase currents.