I permitted routes are only in walls.
Internal corners, near the ceiling and horizontally and vertically from accessories.
Laying cables above ceilings is fine, but there are no permitted routes.
Usually it is only where cables run through joists or battens that extra precautions are required.
In the gaps between the joists, cables aren't held in place, so screws or nails will just push them aside.
Where cables are held in place as the pass through joists, the cables have to be 50mm deep, have mechanical protection or have an earthed sheath.
If you have plastered the whole cable, you only real option is to change the cable for one with an earth d sheath, because the cable is held in place the whole length.
I know BS7671 provides recommended permitted routes in walls. BS7671 are guidelines which if you follow help you comply with the building regulations and therefore the law. I can not see anywhere in the wireing regs that forbid me to chase a ceiling and run a cable in the ceiling. I do not think this is dangerous if protected by an RCD. The regs state rules for running cable in walls and in the gap between the ceiling and floor boards. It does not forbid, let alone mention chasing ceilings. If it is not forbidden in the regs, or not even mentioned in the regs, is it then illegal to do? I have installed a cable in a ceiling. I chased the ceiling ran a cable under plastic capping, then plastered the ceiling.