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davesparks
Very clear what I am on about which no one has grasped after all these posts.
1. A fuse has the advantage of being one-shot. A disadvantage is that under regs a cable can still fry using a fuse. A 13A fuse can run to near 25A until blowing, so it can draw a constant say 24.5A. A 2.5mm cable can be rated to 19A, which means it may fry. A 1.5mm cable serving say an immersion on a dedicated radial is rated 14A to 19.5A. And all within regs
You have misunderstood cable sizing and current ratings.
The current ratings in the regs book, and the cable sizes arrived at from the calculations in the regs, are for the cable operating normally at that current constantly for 24hrs per day. There is already an allowance made in this for the short overload that can occur under fault conditions.
Yes it takes a while for a 13A fuse to operate with a current of 24.5A, but when it does the cable will be unharmed.
If you follow the regulations correctly then your installation will be safe.
The regulations allow overload protection to be omitted for loads which are not subject to overload faults, such as purely resistive loads.