T
The Ghost
Frankly I would try to think of a way to do the whole shebang in one go. It will be cheaper. I know our local authority do offer loans to make homes safe as part of a national initiative to make homes safe and sound and warm. Perhaps just perhaps you should consider such??? I can very much resonate with the idea of paying up front and there are sound financial reasons for that. However there are other ramifications you should consider. For instance with wiring as descibed it is possible something may befall the property and your insurance would not cover you. I am sorry if that sounds alarmist but I have no interest or profit to make from your situation and such is offered on a purely best advice basis.