Bit of FP it is then!
Also, is there an actual Reg stating that the fans HAVE to be fed via an isolator. I thought the reg read said something about all current using equipment must have a means of isolation, or something similar. However, I had a conversation with a chap who does nothing but test, and seems pretty clued up, who was pretty emphatic that you do NOT need an isolator for fans etc, I wasnt in the mood to argue, so just left it (still always fit isolators though).
Back to the OP's original question- I'm presuming that this is your bungalow, rather than a 'cash job'
I'd be inclined to wire 2 lighting circuits (and you may fail regs if you dont), I'd also try to wire the lights in the loft on their own circuit, otherswise if you have to alter the wiring (replacing trannies etc), you will be doing it in the dark! (I try to wire the loft lights on the downstairs circuit, but obviously you cant do that).
Have you wired enough T.V points? Especially think about future Sky/Virgin boxes. Make sure you use the correct cable, and the right amount (pf/ct100 is needed for Virgin, not sure about Sky, Sky+needs two cables)
Telephone points? Although you probably get away with one these days with wireless phones.
Cat 5e for a home network? More and more devices have some sort of connection to the internet (T.V.s, Blurays,amplifiers/media streamers etc etc), and this will only increase. Although you will be able to use your p.c or laptop anywhere with a wireless router, these other devices, at present, are mostly not wireless.
Intruder alarm? Again, you can get wireless, but wired is better.
Might just be me, but I'd be inclined to pull extra cables to my light switches, just in case you fancy changing things in the future
Again, probably just me, but I wired a contactor, switched from a light switch in my lounge, to turn my TV etc off when I leave the room.
Saves electricity, and the planet, saves having to hunt for remotes as well.[/QUOTE]
Whats wrong with switching them off at the set by using the remote it is not fully switching off the tv etc only putting it on stand-by.