insurance

  1. L

    Annual inspection required by insurers?

    I have been asked to do an electrical inspection for a large Georgian property which is a mix of business & residential. It's a 2 storey property, the ground and 1st floor are used as homeopathy clinics leaving the 2nd floor for the owners living accommodation. He says that his insurance company...
  2. M

    Workmanship warranty

    Hi all I have been asked by workmanship warranty company to sign a statement saying should my limited company fail & a claim is made against work done then I would be personally liable, so here is the point should I pay the warranty & I am still trading it is down to me, should I cease trading...
  3. P

    PPI insurance

    I'm sure we're all sick of the "have you been miss sold PPI etc calls well after ignoring them all for long time got letter from my bank about an old loan long gone. Filled in their form got £9,000 back!! Yippee!!!! So guys if your bank writes to you fill the form in! Rumour has it they only...
  4. T

    insurance claim pricing.

    local pub has had a break in and they have stolen all of the copper pipe, this has caused water damage from the 1st floor into the pub. customer wants a quote on repair work how would you deal with this. i have done a eicr on pub before the break in about a month ago. i cannot tell where water...
  5. MerlinGremlin

    compulsory E.I.C's for domestic properties?

    Good afternoon all hope all is well, just a quick question to everyone and to get some feedback. How many agree that all domestic properties should have to have a 20% test done each year to comply with building insurance and make homes much safer? All thoughts welcome please gents and ladies!
  6. T

    Warranty insurance

    Hi fellow sparks. This is for you folks that are with a part p scheme. Just as a matter of interest how many of your customers have taken up the warranty insurance since you first registered with them. I have to admit I don't push the boat out on...
  7. grimysparks80

    charge for using company van at work

    Hi all.just looking for a bit of advice. I have been with my current company for just over a year. They are asking us to sign a piece of paper authorising them to deduct £40 a month from our wages to cover any potential damage to our work vans. apparently if our vans are undamaged at the end of...
  8. P

    EICR: Operational Limitations Wording

    We carried out an EICR of a 30 yr old commercial unit for insurance purposes, drew out the plan/location of the electrical equipment. When testing the wiring, we identified surplus wiring that currently serves no purpose and is probably terminated elsewhere in the building and did not waste too...
  9. N

    Installation Claim

    What is the procedure to claim for a poor installation leading to roof leaks? The company no longer exists but was RECC/REAL and NICEIC. Thanks
  10. M

    Work in hairdressers advice.

    Just after some advice if I may, I was asked to go look at a job this evening at a local hairdressers. the flat above had a leak and damaged some lighting in the shop and the insurance company want a quote for the work. I have only done a visual inspection so far as the installation is in such...
  11. C

    Flooded areas, increased work?

    Are any of you guys benefiting from increased work where areas have been flooded? I was expecting a deluge (Pardon the pun) of remedial work but not much so far. Shades of the broken window fallacy, but work is work!
  12. S

    Insurance (tools)

    Can anyone recommend an insurance company? the company i work for has told us we need to sort our own insurance as thay have limited insurance (1000) for tools on there vans, if an engineer has more then 1000 worth of the re own tools on one of there company vans then there need to get further...
  13. N

    main fuse cut-out

    Hi In 2009 I replaced a consumer unit at a property which 17 months later had a fire caused by the fuse cut-out. Does anyone have any advice, as I have a meeting next week with the 'claimants legals' Regards Nick
  14. Dan

    Winter tyres may increase your insurance premium!

    Anybody rang their insurance to check and ask? Speedmonkey: Will Using Winter Tyres Increase Your Insurance?
  15. multimick

    NAPIT Certification Scheme life after napit

    well i am in my 5th month now after abandoning napit (they wanted to give me 9months membership for the price of 12 months ,,,,long story ) so said bye.Used IEE forms to building inspectors backed up by my qualifications and not a problem as yet.Obviously for landlords etc just used the EICR off...
  16. N

    NICEIC Certification Scheme Insurance company asking for only NICEIC registered tester?

    I was asked to quote on testing a mates 3 storey call centre/office (EICR & PAT), all going well until he read the small print on the insurance document (L & G, I think) which insists that the tester is NICEIC registered......which I'm not (Benchmark) Has anyone else come across this, I have...
  17. G

    trade direct insurance

    I'm registered with benchmark, last year they contacted me to say I had to buy insurance to cover my work against faults for 6 years in case I was unable to work went bust or retired etc, I tried to say it was a load of crap but they insisted it was a government essential and they couldn't renew...
  18. A

    ELV lighting fault

    Hi I am currently training to be an electrician but am only part qualified at the min. A friend of mine has asked me to fix some ELV downlights in his kitchen. Apparently when he switches them on sometimes it can take up to 10 mins for the lights to actually come on other times it can be a few...
  19. D

    Insurance for multiple trades...

    It's that time of year and I have to get my public liability insurance to satisfy the scheme. I'm often offered work on the side as I'm a reasonably decent plasterer and plumber (sorry!), so thinking that I should probably get my insurance to cover my non-electrical work. Not got any quotes...
  20. sythai

    Liability Insurance claim

    Just seeing if anybody out there has had to ever make a claim off their public liability insurance before? Will be my first and hopefully last time within 8 years. I've managed to chip a quartz worktop, which going to be a bill of around £5500-£6000 :wacko: Wondering how much my premium could...
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