Ah, ok, well, yes, unfortunately, in my opinion, you are incorrect as there is no such thing as a spur on a radial circuit. The breaker has to be selected so that it protects all cables within the circuit.
If you have a 32A breaker and 4mm feeding the grid switch, you would need 4mm feeding each 13A SFCU also. Only from the SFCU to the appliance could you then use 2.5mm cable.
Lets say for example you wanted to take a feed off a 40A cooker circuit to feed a single socket outlet (not that anyone would do it this way) then you wouldn't be able to take a 2.5mm feed from the cooker outlet plate to a SFCU, then on to the socket. The feed to the SFCU would have to be 6mm, the same as the cooker circuit. If you took a 2.5mm feed from the cooker outlet plate to a SFCU, even if it was only a few inches, then that length of cable between the cooker outlet plate and the SFCU would not be adequately protected.
My solution to the OP's problem seems the simplest:
Use two seperate A3 radial circuits, each supplying half of the 20A DP switches within the grid, then use 2.5mm cable straight from each individual grid switch to each individual socket outlet designed to supply an appliance. There is also no need for SFCU's whatsoever.
I myself have done this a couple of times but only using one A3 radial to supply the grid switches as there was only 4/5 appliances in each scenario.