I think the point that keeps getting overlooked is that (barring Tel's odd insulation fault thing) a typical circuit that passes the dead tests is not going to make any difference to whether the tester performs a valid test on the RCD, nor affect whether a functioning RCD will successfully provide additional protection. A long, highly capacitive circuit will add some leakage current and may affect the result, making the RCD look more sensitive than it is in itself, although without impairing the protection because it genuinely will trip at the measured lower current when in use on that circuit. But that only impacts whether it is worth disconnecting the circuit, not where to attach the tester leads while the circuit remains connected. Leaving loads connected is a different matter and can significantly affect the results.
An analogy would be to argue that since windscreen wipers are used to wipe rain off, the only valid test for the MOT would be to put the car outside and wait for it to rain, and see if the wipers removed it. Overlooking the fact that they remove water from any source with similar efficiency, just as an RCD responds to a particular injection test current with similar efficiency regardless of where on the circuit it is injected.
The thing about RCDs that don't respond to a test at the screw terminals, is that they use the circuit conductor, as it passes through the plastic housing into the terminal, as part of the balance transformer. It has nothing to do with the length of cable etc, only where the test probe current physically enters the device. It must go through the cable hole, not the screw hole.