I am extremely confident fitting an mcb without a torque screwdriver. Extremely confident. As for the non compliance unless your an incompetent idiot who can't tighten a terminal screw or tightens it to the point it splits the breaker it's not an issue. Starting out as an apprentice he most certainly does not need a torque screwdriver yet.
Well done, the problem is still some muppet comes in after you and does not tighten it properly afterwards, this causes a fire in which the whole family die, it is found the fire was due to a lose connection, using building compliance certificate it is found that you recently installed the consumer unit..
You end up in the dock and the first thing they ask is "Do you have a torque screw driver"... Your answer is "No".... They show you the big blue book and ask "Do you know what this is?" You reply "Well yes its BS7671 18th edition"... They ask did you comply with BS7671 when installing the consumer unit?"... You reply "Well obviously yes"... They then ask "So how did you achieve the correct torque settings required by the manufacturer which is also part of BS7671 installing equipment to manufacturers instructions?"
You are going to rely on "Its alright judge I am extremely confident, I dont need to comply with BS7671 cause im not a complete idiot who cant tighten a terminal screw correctly, it must have been someone else after me."
My point is even if you have actually done a good job, the fact that you cant show you complied with BS7671 could get you in trouble..
I am not saying its the first tool an apprentice needs but as soon as they are fully qualified and the buck is stopping with them then I would say yes it is important just to cover yourself.
I have to say it is amazing how tight 2.5nm actually is and I bet you would be surprised how far off you actually are, and how inconsistent you are, I don't care who you are how long you have been doing it you cannot get the correct torque setting using your arm alone and as its basically now a requirement of BS7671 if you are not using one you are not complying with BS7671, if your not complying with BS7671 then are you not really a bit of a cowboy? Honestly for the cost just buy one and you will be amazed how much more you need to tighten some of the terminals especially the higher range 2.5-3nm, you really have to hold on and crank it.