OP
Hundleton1
The problem with insurance companies is they are always looking someone to blame, sometimes things just happen, wires come loose, parts fail.
Don't get to involved with it, as has been said tell your insurance company you accept no liability and suggest it may be a manufacturing issue and let them fight it out.
Its very easy to get involved and feel sorry for the victim but its not worth it you will just open your self up to further problems.
As for the other ones you fitted of that make if you have details it would do no harm to pick 3 and do a free inspection, will cost you half a day and put your mind ease, should you do find the same potential issue you can then go to the manufacture with it.
Don't get to involved with it, as has been said tell your insurance company you accept no liability and suggest it may be a manufacturing issue and let them fight it out.
Its very easy to get involved and feel sorry for the victim but its not worth it you will just open your self up to further problems.
As for the other ones you fitted of that make if you have details it would do no harm to pick 3 and do a free inspection, will cost you half a day and put your mind ease, should you do find the same potential issue you can then go to the manufacture with it.